Condo Insurance

Condos are a popular choice for Florida residents, especially retirees looking for a low-maintenance lifestyle in a beautiful location. While condo living offers convenience and community, it’s important to have the right insurance to protect your unit and belongings. At Downtown Insurance Group, we provide condo insurance solutions designed to meet the needs of Florida condo owners.

What Does Condo Insurance Cover?

Condo insurance provides coverage for your individual unit and personal property. While your condo association’s master policy typically covers shared areas like hallways, roofs, and exterior walls, it may not cover the interior of your unit or your belongings. Condo insurance fills this gap by protecting your unit’s interior, including walls, floors, and fixtures, as well as your furniture, electronics, and other personal items.

Liability coverage is also included, which helps cover expenses if someone is injured inside your unit. Additionally, condo insurance can provide protection against unexpected events like fire, theft, or water damage. Our team will help you understand your association’s master policy and ensure your condo insurance complements it effectively.

Why Choose Downtown Insurance Group?

Florida’s condo market is amazing, and Downtown Insurance Group understands the specific needs of condo owners in the state. Whether you’re a retiree enjoying the Florida lifestyle or a year-round resident, our experienced agents are here to provide clear guidance and dependable service. We’ll work with you to customize a policy that protects your unit, belongings, and liability while ensuring it aligns with your condo association’s requirements.

Protect your condo today with Downtown Insurance Group. Contact us to learn more about our condo insurance policies or request a quote. You can also visit our online quoting page to get started. Let us help you secure the coverage you need to enjoy condo living in Florida.